The need for pension funds includes basic needs that must be planned from the outset with the right count. Retirement cannot be considered playful because it is the longest period of unemployment. Meanwhile, you can visit if you want to hire the excellent financial service company for retirement.

In order to accurately calculate the needs of the pension fund, there are a few things you need to determine. That is, what age you will retire, also life expectancy. The retirement age in Asia averages 55 to 60 years. The life expectancy age of 72 years. Determine also what standards and lifestyle you want later.

Also consider your health condition later in retirement age. Include estimated expenditure needs for healthcare costs. Especially if you do not have health insurance. You can calculate it using a financial calculator that is widely available on internet and smartphone or calculate your own. Do not forget to weigh the inflation factor and the interest rate in the market.